Archive for June, 2005
Corp Bonds Etf
Question: How do I invest money that I planning to buy a home with in 3-6 yrs?
Trying to match or beat national returns for real estate .I plan to use ETFs. This is not downpayment money (ie first 20%) but money above and beyond that. Just curious as to allocations, and I could always get a bigger mortgage and wait to withdraw if the market dropped significantly right before buying. Right now Im thinking
Domestic Dividend ETF 25%
International Dividend ETF 35%
REIT ETF 7%
Utilities ETF 6%
TIPS ETF 9%
Intermed Corp Bond ETF 18%
Any suggestions appreciated especially from those significantly experienced in financial planning.
Answer: Invest in the index funds with 2-3 years horizon. You should get reasonable tax free returns over 5-7% above inflation.
Horizons AlphaPro (HAB:TSX) opens Toronto Stock Exchange, July 22, 2010.
Corporate Bonds May 2010

Question: Will California ballot measure Proposition 16 be an example of the affect on elections since the US Supreme..?
recent decision to lift the ban on union and corporate campaign contributions?
An example:
Prop 16 is promoted as a voter rights bill requiring a 2/3 majority of voter approval before local governments provide electricity service to new customers or establish a community choice electricity program using public funds or bonds.
The campaign committee sponsoring the measure is "Californians to Protect Our Right to Vote."
However, Pacific Gas & Electric is the primary financial sponsor of the initiative having contributed $34.5 million through May 2, 2010.
The opposition has raised less than $50,000.
The entire reason for the ballot measure is to make sure that no competition enters PG&Es territory.
It will be interesting to see if deep corporate pockets prevail.
US Supreme Court
Answer: Exactly why the Supreme court decision was wrong.
Thomas Jefferson would be appalled because the new ruling gives too much advantage to corporations.
The recent decision overturned two earlier Supreme Court precedents, including one of their own from 2003. Now THAT is what I call an activist court.
Gerald Celente: Greek Crisis Will Become World Wide Crisis: May 5th 2010